Location: Albania
Position Type: Regular Employee
Salary: 30K-50K RMB
Language: Chinese (汉语)
Key Responsibilities:
- Product Planning & Design:
- Responsible for the overall planning, design, and optimization of fiat and digital payment products, ensuring they meet user needs and remain competitive in the market.
- Understand user requirements deeply, design payment processes, enhance payment success rates, and reduce payment costs.
- Develop the product roadmap, coordinate resources, and drive product iterations and launches.
- Payment System Optimization:
- Monitor payment system performance, analyze payment data, identify and resolve bottlenecks and issues in the payment flow.
- Collaborate with development teams to optimize the stability, security, and user experience of payment systems.
- Drive technical innovation in payment systems and explore new payment technologies and solutions.
- Cross-Department Collaboration:
- Work closely with departments such as risk control, operations, technology, and marketing to ensure smooth product launches and operations.
- Maintain strong communication with external partners like third-party payment institutions, banks, and digital currency platforms to ensure stability and compliance of payment channels.
- Market & User Research:
- Track the latest trends in the payment industry, analyze competitors’ products and strategies, and provide recommendations for improvements.
- Use user research and data analysis to understand user needs and continuously optimize the payment experience.
- Compliance & Risk Management:
- Ensure that payment products comply with relevant laws, regulations, and industry standards, particularly in the digital currency payment domain.
- Collaborate with the risk control team to develop and implement risk control strategies to prevent payment fraud and financial risks.
Qualifications:
- Educational Background:
- Bachelor’s degree or higher in Computer Science, Finance, Economics, Business Management, or related fields is preferred.
- Work Experience:
- Minimum of 3 years of experience as a Payment Product Manager, preferably with experience in fiat payments, digital currency payments, internet finance, or the gaming industry.
- Familiar with payment system architecture and processes, as well as mainstream payment channels and digital currency payment technologies.
- Experience in designing or operating P2P payment products is a plus.
- Skills & Abilities:
- Excellent product design abilities, capable of independently producing product requirement documents (PRD) and prototype designs.
- Familiar with payment industry regulations and compliance requirements, especially in the digital currency payment sector.
- Strong data analysis skills, with the ability to optimize products based on data insights.
- Excellent communication and coordination skills, able to collaborate efficiently with internal and external teams.
- Familiar with overseas payment processes and capable of designing and optimizing cross-border payment solutions.
- Fluent in English, able to communicate effectively with international teams and partners.
Additional Preferred Qualifications:
- Experience with P2P payment product design or operations is preferred.
- Experience in gaming, internet finance, blockchain, or digital currency-related projects is a plus.
- Familiarity with international payment processes and cross-border payment solutions is preferred.
- Experience in payment system design for the gaming industry is an advantage.